Handling The Hard Stuff

Tag: Budget

  • Financial Hierarchy

    Money can be a lot of things. It can be scary or confusing, it can be freeing or limiting. It can create stability and confidence. It can generate feelings of guilt or greed or shame or envy. For me, money is a path to freedom of time. Budgets and debts and monthly payments take up…

  • Low Hanging Fruit

    I find it really easy to get bogged down in the nitty gritty details of things. I want to learn the perfect caloric deficit to lose weight effectively. I want to know the exact amount I should be putting in my retirement to retire early. I pay attention to the minutia so much that I…

  • Set It and Forget It Finances

    It’s easy to get overwhelmed by budgets and financial decisions and paying off debt and saving for retirement and all the things you’re supposed to be doing when you’re in the throes of adulting. But when you filter it down just a little there are a few simple things you can set up and take…

  • Kill Your Ego

    We are socially programmed to want new/better/special things. We want to “keep up with the Jones’s”. We want everyone on social media to know how happy and fun and special our lives are. But when you stop and ask yourself, do you really want these things? Why? What need is it fulfilling? I remember when…

  • Build Your Budget

    Being responsible with your money is tough – for a bunch of reasons. Sometimes it’s because we just don’t have enough to go around. Sometimes it’s because the basics are taken care of so you’re not paying attention. Sometimes it’s because it is hard to think about the future and thinking about tomorrow tomorrow is…

  • Define Your Own “Rich Life”

    Breaking News: We don’t all care about the same things. My closest friends and I value things so incredibly differently. I do NOT care about having a nice car, I care that I don’t have a car payment. My closest friends have brand new cars – a few of them even lease them just so…

  • Where’s Your Money?

    I recently read an article that says 56% of women married to men leave the financial planning and investment decisions to their husbands. The same article shared the statistic that 80% of women lose their spouse to death or divorce. Regardless of gender, in a lot of relationships there’s one person that “handles the finances”.…

  • Retail Therapy

    We’ve come up with a lot of coping mechanisms as a society. I read an article today about how something like 60% of spending is to cope with things like anxiety, depression, and boredom. I was just talking with a friend who chuckled telling me about a three-hour rant-filled phone call with a client wherein…

  • I Love Boring

    I have never wanted to be special. I want to be average. I do not need to stand out in any way. Of course virtually nothing about me is average. But I have always been very comfortable being part of a system, just a cog in the wheel. The more we can systematize the more…

  • Everyday Excitement

    We spend so much of our lives living for this vacation or that holiday or that special event. But what about the boring days? In a year we maybe have 30 or so holiday or vacation or special event days. That means 11 months a year are the average everyday life days. I think rather…